Eligibility

Eligibility & Documents

General eligibility guidelines and document checklists — our advisors will customize requirements for your chosen lender.

Salaried Individuals

  • Age: 21–60 years (varies by lender)
  • Minimum 1 year employment with current employer
  • Stable monthly income as per lender norms
  • Good credit score (650+ preferred)
  • KYC: Aadhaar, PAN, address proof
  • Salary slips (3–6 months), Form 16
  • Bank statements (6 months)

Self-Employed / Business Owners

  • Business vintage: 2–3 years (varies)
  • ITR and financials for last 2–3 years
  • GST registration / business proof
  • Current account statements
  • Office or shop establishment proof
  • Property documents if collateral-based

Home / Mortgage Loans

  • Property documents (sale deed, approvals)
  • Income proof (salaried or business)
  • Co-applicant details if applicable
  • Down payment proof
  • NOC and chain documents for resale property
  • Valuation report (arranged by lender)

Commercial & Industry Loans

  • Business plan / project report
  • Licenses specific to industry (hospital, petrol pump, etc.)
  • Collateral or security documents
  • Existing loan statements for BT/top-up
  • Partnership deed / company incorporation

Document requirements vary by lender and loan type. Share your profile with us for a personalized checklist.

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